Are you worried that your credit history will hold you back from owning the vehicle you want? Don't be! We can help you obtain the credit you deserve. We also have first-time-buyers programs for those of you that currently have no credit established.

At Phil Smith Acura we are committed to helping you when others have tried and failed. For your convenience, use our Online Credit Application. For immediate approval, please contact us.

Have a driving desire to pay less tax?

Ask us about Tax-Advantage Financing, which can save you money in the long run compared to a traditional auto loan, while enjoying the benefits of a fixed-rate loan! See your salesman for details.